Bang for Your Buck III

I have written about this before, but not in two years, and with lots of new clients and a couple of new Savvy services in that time, it seemed like a good time for a biennial review. The comedians are fond of saying, “Timing is everything.” I think the quality of the...

The Volatility Index

The US stock market volatility index is sometimes called the fear index. Usually when the VIX is spiking to new highs, investors are bailing out and other indexes are tumbling. We had one of these events last last year – after a jittery October and November,...

The Rio Grande

I grew up in a river town – Cincinnati – then moved to a lake town – Chicago – and then to an ocean town – Encinitas, CA just north of San Diego. I just started listening to David McCullough’s new book The Pioneers and was happy to...

Don’t Give Up Your Day Gig

These days it’s call throwing shade. When I came up, good jazz musicians had a nice-but-direct way of telling wanna be jazz musicians that they weren’t up to the task – “don’t give up your day gig.” Dr. Graeme Smart has a day gig...

Unable to Replicate

I have been flying my Bellanca Viking for 29 years now. I have had two unexplained events – one electrical and one combustion – both in day VMC. I was alone for both. The electrical event was on approach to a central California airport with a tower. I had...